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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Insured tries to cross river in vehicle and damage occurs.
Additional Insured Coverage for Vendors Q We have a question about a denial of coverage based on the wording of an exclusion in endorsement CG 20…
Discusses business income expense when tenant lease ends.
Discusses delay in construction and settlement and payment of ALE.
"Additional Insured" Status for Leasing Companies? Q We handle several contractors who have contracted with employee leasing firms for employees.…
Covered Pollution Cost Question under BAP This is a single vehicle collision with a tractor trailer. The vehicle rolled over and diesel fuel spilled…
Long Term Rental a Non-Owned Auto under PAP? I am hoping you could help me interpret the policy language regarding non-owned autos on the personal lines…
First Aid Defined I have a question regarding the first aid expense, number 2 under additional coverages on the ISO HO 00 03 10 00. What constitutes…
Total Pollution Exclusion Endorsement Question There is an exclusionary endorsement, CG 21 98, that applies to pollution. What is the intent of this…
Water Damage from Broken Aquarium Covered by Homeowner’s Policy? We provide coverage for our insured under a homeowners policy, AAIS Form 3 Ed…