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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Liability and Property of Others In discussing homeowners additional liability coverage on property of others you say that protection extends to property…
Expected or Intended Damage—Damage to Friend's Auto Hood An insured we represent was at a party with several friends. At some point during the party…
Our HO 00 03 05 01 insured recently suffered damage from melting ice and snow.
IS a girlfriend a resident, roomer, boarder, or tenant?
Are gift certificates covered as cash or something else?
Discusses application of loss assessment coverage to types of property damaged.
Application of special limit to equipment for firearms.
Homeowners HO-6 and the Condo Association Policy Deductible Our HO-6 insured suffered covered water damage from plumbing to their unit. When we reviewed…
If a condo owner did not purchase any coverage A, does the loss assessment coverage still apply?
When ice breaks a tree limb, is the cause or loss ice or falling objects?