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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses a loss at one of multiple locations, and whether the locations being on the same or different policies makes a difference.
Paint Particles Throughout House March 7, 2011 The insured had a painter performing some interior spray painting on the stair railings. Based on the…
Refrigerated van - mobile equipment or auto?
The insured is a transportation long haul trucking entity with terminal operations in NJ. This loss occurred at the insured premises and during terminal…
Are club members additional insureds?
Loss Payment to Partners February 23, 2011 I have a client who is named on the deed but not on the insurance policy. His partner is named on the deed…
Vehicles Used to Service Insured Location February 2, 2011 Please provide your coverage opinion. Our insured resides in Perris, CA and was the victim…
Questions set temperature requirement to maintain heat in a home.
Questions coverage under the CGL for property damage caused by unsecured load falling off of a vehicle.
Exploding Glass February 2, 2011 I have a claim with an HO 00 03 (4-91). The claim involves a tempered glass wall in a shower spontaneously exploding.…