Questions & Answers

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November 22, 2011

Deductible Calculation November 22, 2011 In a settlement for contents with no replacement cost coverage so the contents will be settled at ACV only…

November 22, 2011

Auto Parts as Art Work November 22, 2011 The insured had many classic auto parts on his walls as art. Parts used included a Corvette hood, a steering…

November 22, 2011

Water Lines as Structures Attached to the Dwelling November 22, 2011 Underground tree roots the insured's water line and sewer lines, which are connected…

November 22, 2011

Discusses coverage for theft of medical marijuana plants.

November 17, 2011

How to settle ALE claim when claim exceeds policy time limit for coverage.

November 10, 2011

Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011   The subject property is a commercial condominium. There is a…

November 10, 2011

Does falling onto a vehicle count as being "on" the vehicle?

November 04, 2011

Chimney Collapse during Liner Installation Noncompensable Faulty Workmanship? The named insured has an HO 03. A contractor installed a new chimney…

November 03, 2011

Occupied, Under Construction, or Moving in   Our insured purchased a brand new home. The construction was completed by the builder, permits secured,…

November 03, 2011

When an insured has products with a warranty, what happens to the warranty when the product is damaged?