- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
I am handling a claim for the insured on an open perils homeowners policy with an endorsement that covers code upgrade/enforcement. The covered peril…
Does a BOP liability policy provide coverage for the claimant's legal fees as ordered by a local judge? Are legal fees specifically excluded by the…
Payment for Loss to Property of Others January 4, 2013 Our insured carries a CP 00 10 10 90 form and has a loss that involves property of…
Relative Must Be Resident in Order to Be Insured December 26, 2012 The following circumstances apply: • Our named insured is the owner of the building…
Are spouses covered under a BAP?
Unscheduled Trailer as Cause of Accident December 11, 2012 We issued the Business Auto Coverage Form, CA 00 01 10 01, with Symbols 7, 8, and 9 for liability…
False Pretense Loss Coverage in Question December 11, 2012 The insured is in the business of auto sales and is covered by a Garage Coverage Form, CA…
Intentional Act and the Expected or Intended Injury Exclusion December 11, 2012 Our insured is an automobile parts supplier, and the policy is a standard…
Resident Insured's Car Damaged by Named Insured December 11, 2012 A named insured's adult son currently resides with his mom. He has his own vehicle…
Product Loss Not Covered by Spoilage Endorsement December 10, 2012 The loss occurred as a result of Hurricane Isaac. The insured was making normal…