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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses broken window and rain coming inside.
Subsequent Damage When First Repairs Have Not Been Made November 12, 2012 During the recent hurricane, our insured's home sustained damage to her roof.…
"Property Removed" Coverage? Our insured has an ISO HO 00 03 04 91. There was a furnace malfunction (puffback) which caused smoke and soot throughout…
Replacement Cost for Multiple Items October 29, 2012 I need info on requirements for an insured to be paid holdback. Our insured has a contents claim…
Questions coverage under the Homeowners policy for bicycle liability.
When a robber leaves a refrigerator door open and there is a loss to the contents of the refrigerator, is there coverage?
Vacancy Clause Discussed October 8, 2012 Our insured has a policy insuring ten structures/buildings. Building 1 is insured for $9 million and is occupied…
Broken ignition tumbler leads to towing and labor question.
Rental Car with Factory Defect and Insured Liability An auto policyholder with a proper endorsement rents a car and declines collision coverage. While…
Personal Auto Policy and Domestic Partnerships Is there a way to provide the domestic partner named insured coverage on the same auto policy? Illinois…