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The policyholders tried to argue that the allegations of negligence against them overrode application of the motor vehicle exclusion in their homeowners policy.

"The trial court found that the plaintiffs satisfied their burden of establishing ... that the false imprisonment arose out of the defendant's business pursuits, and that the business pursuits exclusion bars coverage," the opinion said.

MPL 100 03 19 -MSO Personal Umbrella Policy, MD.

DL 98 08 03 18 Personal Umbrella Liability Policy Trust Endorsement, March 2018 edition