Lit Watch


June 09, 2025

Does the liquor liability exclusion in a CGL policy apply to negligence lawsuits filed against a bar that allegedly served someone too much alcohol?

June 02, 2025

When it is apparent that an insured will need a general contractor to help repair damages, is the insurer obligated to pay the general contractor fees before the insured actually incurs those expenses?

May 26, 2025

If an insurer is supposed to tell the Department of Revenue when a policyholder's liquor liability coverage lapses, does the failure to fulfill that duty create a private right of action for third-party claimants?

May 19, 2025

If the replacement shingles on a roof won't match the existing, undamaged shingles, is an insurer required to replace the entire roof just so the shingles will match?

May 12, 2025

The court had to determine whether the underlying suits were based on an "occurrence" within the meaning of a CGL policy.

May 05, 2025

Is an insurer required to replace all of the siding or the entire roof of the insured's house for the sake of uniformity if the materials used to make repairs on damaged property don't match the existing, undamaged property?

April 28, 2025

Does an insurer commit waiver if it denies an insured's claim based on noncompliance, but continues accepting that insured's premium after the denial?

April 21, 2025

The Kentucky Court of Appeals ruled on whether a passenger was an "insured" under the driver's policy and whether an exclusion was permissible.

April 14, 2025

Are a party's legal expenses, such as attorney's fees, considered "damages" subject to coverage under an excess liability policy?

April 07, 2025

Who assumes payments to a claimant when an insurer becomes insolvent?