Emerging Risks


Condominium Association Causes Damage While Making Repairs Hurricane damage occurred to a condominium complex in 2005. Due to claims issues, a settlement…

Work Tools or Personal Property? March 15, 2010   We insure a plumber who was working at a job site for a plumbing contractor when his personal…

April 26, 2010
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Material Misrepresentation and Coverage under Homeowners Policy The insurer brought an action to rescind coverage under a homeowners policy, alleging…

Selling Price and Goods in Process Our insureds manufacture sweatshirts for public events such as rock shows and sporting events. They received a contract…

April 20, 2010

May 2010 Intro Page   No. 972 May 3, 2010  Dec Page   The question of the month deals with third party beneficiaries. Sometimes, the…

April 20, 2010

May 2010 Dec Page Question of the Month   Insurance policies are contracts between certain entities. Sometimes, however, provisions are made to…

April 19, 2010

Questions if the exclusion for copyright infringement applies, or if there is coverage under personal and advertising injury for the insured's advertisement.

April 19, 2010
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Lit Watch wherein court discussed the constructive total loss doctrine in connection with a homeowner's flood loss.

April 13, 2010

Questions the replacement cost loss settlement option with an item of like kind and quality.

April 13, 2010
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Lit Watch concerning a dispute between insurers over coverage for the customer of an insured car dealership when the customer caused an accident while driving the dealership's car.