Emerging Risks


Reviewed January 20, 2010 The Business Income Worksheet and the Combination Gross Earnings Business Interruption Worksheet Summary: Along…

July 20, 2010

August 2010 Intro Page   No. 975 August 2, 2010  Dec Page   The question of the month pertains to miscellaneous vehicles. Such vehicles…

July 19, 2010
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"Any Insured" Exclusion Applies to All Insureds A New York appellate has rendered an opinion on an exclusion in a liability policy pertaining to "any…

July 15, 2010

August 2010 Dec Page Question of the Month   Miscellaneous vehicles are considered to be golf carts, motorized wheelchairs, snowmobiles, ATVs,…

July 13, 2010

BOP Coverage for Liability Claim Based on Food Illness July 13, 2010 My question concerns the ISO Businessowners form, BP 00 03 01 06, with attached…

July 13, 2010

BOP Coverage for Gasoline in Underground Storage Tank July 13, 2010 The ISO Businessowners form describes business personal property as "in or on the…

Directors and Officers Liability Exclusion Prevents Double Recovery July 13, 2010 Under a Habitational Association Directors and Officers Liability…

July 13, 2010

Loss Conditions Section of Property Policy and Duty of Insured July 13, 2010 We have a commercial loss that happened about six months ago. To date,…

Care, Custody, or Control of Tools at Issue in Theft Loss July 13, 2010 Our client is insured under CP 00 10 04 02 and CG 00 01 12 07.The insured and…

Prompt Notice of Loss in Question July 13, 2010 Our firm was contacted by a senior assisted living apartment complex that just discovered after approximately…