September 2010 Intro Page No. 976 September 1, 2010  Dec Page   The question of the month pertains to the water exclusion. A standard feature…

Benefit of the Doubt Goes to the Insured August 16, 2010 Under the building and personal property coverage form, if, after an inspection of the property,…

September 2010 Dec Page Question of the Month   A standard feature of property insurance forms is the exclusion of various categories of loss associated…

Business Exclusion Not Applicable When Homeowner's Dog Bites Boarder The issue before the appeals court was whether either the business or rental exclusions…

Designated Premises Endorsement and Necessary and Incidental Operations The standard commercial general liability (CGL) form usually provides insurance…

Discusses the theft of copper pipes and other damage in a home burglary.

Settlement Value of Scheduled Jewelry August 4, 2010 Insured's wife had her wedding ring stolen. The insurance company has agreed to replace it. The…

Rented Condominium Liability Coverage August 4, 2010 Our insured has a Homeowners Unit Owner's policy (HO 00 06) and has filed a claim for property…

Liability when something happens related to offsite vacant land.

Discusses costs to dry out home by running air conditioning; repairs or ALE?