Defective Workmanship Standing Alone Is Not an Occurrence The insured general contractor that subcontracted welding work on a silo that collapsed due…

February 2011 Dec Page Article of the Month   When an organization decides to self-insure or retain a major part of its risk, it must determine…

Personal Property in Transit Coverage January 13, 2011 Our commercial property insured recently had a claim where a piece of ultrasound equipment was…

Additional Coverage under Property Extension Endorsement January 13, 2011 Does a property extension endorsement to a commercial policy offer additional…

Vacancy Definition under Commercial Property Policy January 13, 2011 We are dealing with an insurance company that is applying a large penalty to our…

Actual Possession Not Required in Personal and Advertising Injury Coverage Dispute The Insurer moved for summary judgment on a breach of contract…

Personal Injury Protection Coverage - New York, PP 05 87 01 11

Tree Root Intrusion Damage under Commercial Property Form January 10, 2011 Is tree root intrusion to an underground sewer line considered a fortuitous…

Mail Coverage FormJanuary, 2011Commercial Inland Marine ProgramSummary: Under the current commercial inland marine program…

Mechanical Damage Caused by Water Leakage Our insured's personal auto developed a water leak around the windshield seal. This leak then caused mechanical…