Emerging Risks


August 09, 2011

Extra expense and the business income limit.

August 02, 2011

Bodily Injury/Personal Injury/Property Damage/Advertising Injury (BI/PI/PD/AI) August 2, 2011 All D&O policies contain exclusions for loss associated…

August 01, 2011
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Special Provisions - Variations by State—Archived ArticleJuly 2009IntroductionThe mandatory special provisions discussed herein apply to the…

August 01, 2011
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Dog Bite Injuries Not Covered by UM Policy in Mississippi Case   In Spencer v. State Farm Mut. Ins. Co., No. 2003-CA-02598-SCT, 2005 WL 107149…

August 01, 2011
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UIM Coverage and Liability Limits   The insured, who was injured in an auto accident while driving his employer's vehicle, brought an action against…

August 01, 2011

Analyzes the Personal Liability and Medical Payments to Others sections of the ISO Homeowners 2011 forms edition, with applicable references to the 2000 edition.

Pets as Personal Property August 1, 2011 We recently had a complaint filed regarding injury to a cat. The neighbor's dog came onto the residence of…

July 27, 2011
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Uninsured Motorists Coverage, Notice, and Resident Relative This case deals with the issue of uninsured motorists (UM) coverage, notice to the insurer,…

July 26, 2011

Discusses replacement of windows when matching windows are no longer available to match undamaged windows.

Wrong Delivery of Liquid Products Endorsement July 25, 2011 Endorsement CA 23 05 12/93, Wrong Delivery of Liquid Products, is an Amendment on Commercial…