Emerging Risks


September 06, 2011
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Household Exclusion In PAP under Review by Florida Supreme Court The Florida Supreme Court recently answered the question of whether the household exclusion…

September 01, 2011
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EB 99 51 09 11 Amendment of Declarations, September 2011 edition

September 01, 2011

Provides an overview of the ISO amendatory endorsements that are attached to each ISO homeowners form.

Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…

August 29, 2011
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Loss of Use is Property Damage The homeowner's insurer brought an action against the insured condominium unit owner and against the owner of the unit…

August 25, 2011

Conditions and Provisions—AAIS Homeowners—Archived Article December, 1998 Conditions Applicable to Property and Liability Coverages …

August 25, 2011

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

August 25, 2011
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Common Endorsements—AAIS Program—Archived Article December, 1998, Revised April, 1999 Tailoring to Meet Coverage Needs Summary:…

August 25, 2011

ISO Homeowners Section I—Archived Article May, 2003 Property Coverage Agreements Summary: These pages examine section I (property) homeowners…

Is liquid waste an object?