Resident Relative Definition The insured, the father of a minor child who was killed in a motor vehicle accident, filed a lawsuit against his auto insurer…

Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…

Discusses a claim situation where there is a need to determine how many occurrences and thus, how many deductibles, apply.

ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…

Mistaken Work is an Occurrence but Exclusions Prevent Coverage   The insured brought an action against the insurer seeking a declaration that the…

Determining a backup of water from the roof as a cause of loss.

Power Outages and Catastrophes Evaluating Utility Services Exclusions By Susan Massmann From the January 2012 issue of Claims Magazine      …

Questions of fact exist when a slow leak causes a pipe to burst causing water damage.

Duty to Defend Trigger Tenants brought an action against the landlord for negligence and wrongful death arising from a fire, and then sought a declaratory…

Repair Work not Seen as Property Damage The general contractor brought an action against the insurer seeking reimbursement under a subcontractor's commercial…