Emerging Risks


Occurrence Requires an Accident August 18, 2011 Our insured has a HO 00 03 04 91 policy. A liability claim has been presented against the policy. A…

August 17, 2011

Discusses loss of business income and time to be restored to normal income level.

Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.

August 17, 2011

Discusses business income when autos are involved.

August 17, 2011

Does UM Coverage Apply to Pedestrian's Injuries? Under the uninsured motorists coverage of the personal auto policy, a family member is an insured.…

Discusses if business income insurance is available to a nonprofit organization.

August 17, 2011

How does negligent action of contractor impact insured's coverage for business income?

August 17, 2011

A striker is injured by a fellow employee driving a covered auto. Does the business auto policy (BAP) respond?

August 17, 2011

Differentiating between when business income or extra expense applies.

August 17, 2011

Does a bomb threat that triggers evacuation trigger business income loss coverage?