Emerging Risks


April 27, 2012
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Garage and Automotive Services ExposuresCoverage ChecklistApril 25, 2012Owners and operators of automotive service businesses have…

April 25, 2012

Valued Policy Laws—Their Effect on the Agent April 12, 2012 Their Effect on the Agent Summary: If an agent is writing property insurance in…

April 25, 2012

Comparison of AAIS Homeowners Form 3 To ISO Homeowners Form 3 April 13, 2012 Introduction Summary: The American Association of Insurance Services…

April 24, 2012

Tropical storm combined with equipment breakdown.

April 23, 2012

May 2012 Dec Page Article of the Month Insurance protection for loss of business earnings due to physical damage has undergone a gradual but steady…

April 23, 2012

May 2012 Intro Page   Dec Page:   The article of the month deals with business income coverage. Insurance protection for loss of business…

April 16, 2012

Questions whether the HO 00 03 provides coverage for loss due to fracking, or if there is an endorsement that would provide coverage.

April 16, 2012
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Subcontractor Versus Material Supplier   The insured contractor sued its liability insurer, seeking a defense against a project owner's claims.…

April 11, 2012

Flood Coverage and Insurable Interest April 9, 2012 My agency wrote businessowners coverage for two separate LLCs and an individual on 1/29/09. The…

Commercial Inland Marine Coverage and Tree Removal April 9, 2012 This question concerns a commercial inland marine form. The insured's employee was…