Power Outages and Catastrophes Evaluating Utility Services Exclusions By Susan Massmann From the January 2012 issue of Claims Magazine      …

Questions of fact exist when a slow leak causes a pipe to burst causing water damage.

Duty to Defend Trigger Tenants brought an action against the landlord for negligence and wrongful death arising from a fire, and then sought a declaratory…

Repair Work not Seen as Property Damage The general contractor brought an action against the insurer seeking reimbursement under a subcontractor's commercial…

Storage Fees and GKLL Coverage December 19, 2011 Our insured damages a customer's vehicle in his care/custody/control. The insured then charges the…

Does the CGL Form Cover a Claim for ALE?

Mobile Equipment Coverage under the Garage Form December 6, 2011 Would the garage policy extend coverage for a tow truck driver who is called to the…

Replacement Vehicle Coverage under PAP December 6, 2011 When a covered auto is replaced, when does coverage cease on the vehicle being replaced? Example:…

Vandalism Damage Repaired by Insured December 6, 2011 The form is CA 00 05 03 06. The insured had multiple garage owned vehicles damaged by vandalism.…

January 2012 Intro Page Dec Page   The article of the month deals with construction and fire protection class. Construction and location are two…