Emerging Risks


August 22, 2012

Anticoncurrent Causation Clause   The insured owner of a commercial building brought an action against its property insurer, alleging that the…

August 21, 2012

Longshore and Harbor Workers Compensation Act and the Jones Act   August 20, 2012   Federal Workers Compensation Laws   Summary: The…

August 21, 2012

Commercial Liability Umbrella Policy—Archived Article April, 2004 ISO Coverage Form Summary: Insurance Services Office (ISO) has developed…

August 21, 2012

Crime Amendatory Endorsements Endorsements Used to Modify Crime Coverage May 2008 Summary: These amendatory endorsements are used…

August 21, 2012

Standard Property Policy   August 20, 2012   ISO Commercial Property Program Summary: The Standard Property Policy (CP 00 99 10 12) of…

August 21, 2012

Government Crime PolicyDiscovery and Loss Sustained Forms March 2008 Summary: The government crime policies have been updated in…

August 21, 2012

Inventory Shortages Exclusion April 2009 Exclusion Applies to Fidelity, Theft CoveragesSummary: Theft claims upon shortage of an…

August 17, 2012

Missing Property with No Proof of How It Disappeared Excluded A tenant was in place at the insured location when the insured purchased the building.…

August 16, 2012

Condominium Commercial Unit-Owners Coverage FormAugust 14, 2012ISO Simplified Commercial Property ProgramSummary: Insurance Services Offices…

August 15, 2012

Gazebo Covered as Outdoor Fixture   Our insured—a church covered under a CP 00 10 04 02—has a gazebo that existed on the property grounds…