Personal Umbrella Liability Insurance March 1, 2012 Coverage Checklist Personal umbrella liability policies share a common goal of providing higher…

Known Loss Scenario   The insured sought retroactive insurance coverage for his land after erosion issues between his land and his neighbor's land…

WES DEL 01 (02 12) Policy Summary Comparison Worksheet.

Loading or Unloading Coverage Question February 27, 2012 The insured had unloaded the floor buffer and performed the cleaning operation. The employee…

Insurance for Churches—General   Reviewed February 24, 2012 Unique Exposures   Churches face many perils of property damage and liability…

Carrying Goods for a Fee Exclusion Precludes Coverage for Injured Pedestrians   The liability insurer for a pizza restaurant chain brought an action…

Fundamentals of VariableLife and Annuity Contracts February 14, 2012 General Information Summary: In recent years, the variable annuity contract…

Tenant's Improvements and Betterments Valuation February 20, 2012 If a tenant makes improvements and betterments in a rental office unit, the tenant…

Liberty Mut. Ins. Co. v. Michigan Mut. Ins. Co., 2008 WL 2894336 (Ind.App.), involved Linda Swann, an employee of Trilithic who was on her way to work…

The insured mistakenly paid seven of his former sales employees more sales commission that he should have paid.When the insured discovered his error,…