Discusses three steps required to determine the validity and scope of contractual liability coverage.

June 2012 Dec Page Article of the Month   It was not long after the introduction of liability coverage on an occurrence basis that the problem…

Insured Residence Sold and Carrier not Notified May 14, 2012   We have a risk that we have insured for 9 years which was sold back in May 2010.…

Intellectual Property Rights Exclusion and Trademark Infringement Action   The insured corporation brought an action against the business liability…

Coinsurance An Explanation for Insureds Summary: Those who work inside the insurance industry often have difficulty understanding and explaining…

Trampoline Blown by Wind   May 14, 2012   I have a question concerning coverage/liability of our insureds for trampolines that are picked…

Stolen Computer and Program May 10, 2012   Our insured's computer was stolen. She replaced the computer with a similar computer. The replacement…

Workers Compensation and Employers Liability Policy—Archived Article January, 1997 A Discussion Summary: The current…

Workers Compensation andEmployers Liability Policy May 2012 A Discussion Summary: The current workers compensation and employers liability insurance…

Social Hosts Liability and Homeowners Motor Vehicle Exclusion   The insurer brought an action seeking a declaration regarding its obligations to…