Plumbing and HVAC ContractorsSeptember 2012ISO Market Segments ProgramSummary: The Insurance Services Office (ISO) has developed…

Twin Condominiums September 10, 2012 We are more and more often being asked to insure twindominiums which, loosely defined, are a two-family home where…

Discusses frozen pipes, and the vacancy provision in a building held for rent.

Limited Liability Company as an Insured September 12, 2012 This applies to general liability, auto, and umbrella liability. In the Section II - Who…

Typical equipment breakdown policies describe covered equipment as electrical or mechanical equipment that utilizes or generates energy. Examples of…

Vehicle Requiring Diesel Fuel Damaged by Regular Fuel Fill-up Insured loaned the insured vehicle to a friend.  The friend was pumping fuel and…

Discusses a few questions on nonowned auto coverage.

Stored Winter Tires “Equipment” Under PAP? I have a coverage question under the personal auto policy. Our insured stores winter tires in…

Towed Vehicle Causes Damage—Which Policy Provides Coverage? Our insured is a towing company. It has a standard business auto policy with a garagekeepers…

Theft or Conversion Exclusion under GKLL Coverage September 12, 2012 Our Virginia insured has a garage policy form CA 00 05 03 06. A customer's vehicle…