Theft of Copper Not Vandalism An unknown person stole the copper and major components from our policyholder's A/C unit. He filed a claim for vandalism;…

Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…

Jet Ski As Personal Watercraft   In Fire Insurance Exchange v. Oltmanns, 2012 WL 3510440, The Utah Court of Appeals addressed the question of whether…

This article discusses that arose with Chinese drywall after a hurricane in 2005.

The Betterment Provision of the Personal Auto Policy Reviewed September 5, 2012 Concerns about Loss Payments and Use of Aftermarket Parts Summary:…

Farm Property CoverageSeptember 2012New Forms and Declarations PageSummary. The current ISO farm program now covers farm…

This article discusses the Garage Form Physical Damage Coverage.

Loss of Use Coverage under PAP September 4, 2012 Our insured's vehicle was declared a total loss. The settlement was made and the insured requested…

Farm Property Covered Causes of Loss December, 2007 Personal and Commercial Exposures Summary: In the prior programs, the causes…

AAIS has developed a standardized general liability form specifically for agribusinesses. The form includes coverage for educational and recreational farm activities.