Emerging Risks


Materials Held for Sale January 9, 2013 We are handling a theft claim under a CP 00 10 04 02 and CP 10 30 04 02. The insured is a large commercial roofing…

This article discusses the evolution of the exclusion along with court cases that have ruled on the applicability of the exclusion.

Replacement Cost Contractual Obligations January 9, 2013 Under a replacement cost contract on a commercial insurance policy, is the insurer’s…

Trailer Covered as Business Personal Property or Storage Shed? January 9, 2013 Our insured's policy excludes trailers as business personal property.…

January 15, 2013
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EB 00 20 01 13 Equipment Breakdown Protection Coverage Form, January 2013 edition

I am handling a claim for the insured on an open perils homeowners policy with an endorsement that covers code upgrade/enforcement. The covered peril…

Day Laborer “Employee” Under Temp Agency’s CGL Policy? This loss occurred in Texas . The insured provides temporary staffing. The…

January 15, 2013
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Employment Related Exclusions under CGL Coverage Form   January 15, 2013   The insurer brought a lawsuit seeking a declaration that it had…

January 09, 2013
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Asbestos Manufacturing and Expected Injury   January 7, 2013   The insured, an asbestos manufacturer, sued its insurer seeking coverage for…

January 08, 2013
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CM 00 29 01 13 Theatrical Property Coverage Form, January 2013 edition