April 2013 Dec Page   Question and Answer   The following question and answer is reprinted with permission from Malecki on Insurance, a monthly…

Additional Insured Status  March 18, 2013  Before the court was a motion for summary judgment filed by the insurer. The sole issue was whether…

Loss of Use Claim March 18, 2013 I have a general question with regard to a claim involving damage to the work/work product of the insured and the claim…

Food Spoliation Claim March 18, 2013 The insured has coverage under a CG 00 01 (12-04) form. After completing improper repairs on a refrigeration unit,…

March 18, 2013Our insured is a towing company. The insured was towing a car out of a ditch with a winch cable with controls on back of the tow truck.…

Pollution Exclusion Application March 18, 2013 The insured was hired to install a tracking system at a cheese processing facility that would pull two…

PAP Coverage and Family Member Issues March 18, 2013 Our insured's granddaughter is operating the insured's vehicle (with permission) when she rear…

Pollution Exclusion and Heating Equipment Exception Our insured rented the meeting room of the local fire hall to the blood bank to collect blood donations.…

Discusses gaps in the personal lines policy - can they be filled? If so, how?

Discusses resident relative of named insured in ISO and AAIS homeowners policies. Topics covered include policy definitions, status of household members, effect of divorce or separation, children, guests, and nonrelatives.