Emerging Risks


June 28, 2013

Direct Primary Coverage under GKLL March 21, 2012 This is a garagekeepers coverage question. The insured has direct primary coverage. The insured changed…

June 28, 2013

November 2009 Intro Page No. 966 November 2, 2009 Dec Page: The question of the month deals with what goes into the process of forming a captive insurance…

June 28, 2013

Buyer with Control of Vehicle Deemed Owner for Insurance Purposes In Fairmont Specialty v. Estate of Hoohuli, 2009 WL 2252236 (D.Hawaii), defendant…

June 28, 2013

Personal and advertising injury and the display of a body cast.

June 26, 2013

No Property Damage, No Coverage   June 24, 2013 The insured well-drilling company brought an action against its insurer alleging breach of the…

June 26, 2013

Med Pay Coverage under the PAP June 24, 2013 We have a named insured driver who has a prosthetic leg that was damaged in an auto accident. The prosthetic…

June 26, 2013

Completed Operations and Your Work Exclusion We insure a fertilizer dealer who also does some application of the fertilizer. The fertilizer dealer classification…

June 24, 2013

“Your Work” Exclusion Does Not Apply to Damage to Other Parts of House from Faulty Foundation In Wilshire Ins. Co. v. RJT Const., LLC, 2009…

June 20, 2013

July 2013 Intro Page   Dec Page   The article of the month deals with the failure to supply exclusion. Both private and public companies that…

June 19, 2013

July 2013 Dec Page   Article of the Month   Both private and public companies that are service providers, such as water companies and gas…