Emerging Risks


July 29, 2013

Should insured be reimbursed for $100 hotel bill incurred staying in a hotel while water backup damage is repaired?

July 24, 2013

Collapse or Cracking Caused by Pile Driving as a Covered Claim   July 8, 2013   Our insured is adding an addition to his building, which will…

July 24, 2013

August 2013 Intro Page   Dec Page   The article of the month deals with the self-insured retention (SIR). This is a concept that is widely…

July 24, 2013

"Upset" and "Overturn" Are Not Redundant Terms   July 8, 2013 The insured was hauling an ice machine from his warehouse to a location where he…

July 23, 2013

August 2013 Dec Page   Article of the Month   The self-insured retention (SIR) is a concept that is widely used and often misunderstood by…

July 22, 2013

Claim Arising Out of Physical Contact of a Sexual Nature is Excluded  July 22, 2013 This matter came before the court on the parties' cross-motions…

July 19, 2013

BP 04 07 07 13 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations Relating to Premises, July 2013 edition

July 17, 2013

BP 04 10 07 13 Additional Insured -Owners or Other Interests From Whom Land Has Been Leased, July 2013 edition

July 16, 2013

Business Use Exclusion Bars Coverage July 15, 2013 A motorist injured in a collision sued the insurer under a commercial auto policy. This case is Forkwar…

July 16, 2013

Volunteer Workers and Tips July 15, 2013 We insure a seasonal condo association consisting of 20 individual units under CGL Form 00 01 12 07. During…