Emerging Risks


August 01, 2013
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CR 04 13 08 13 Destruction of Electronic Data or Computer Programs, August 2013 Edition

July 31, 2013

Asbestos Damage to Swimming Pool July 22, 2013 We have an insured with an HO-0003 (04/91) homeowner's policy. A neighboring property was having…

Vacancy Provision and the Building under Construction Exception   July 29, 2013 Our insured buys houses in foreclosure, repairs or remodels as…

July 29, 2013

Comparison Of The 2007 ISO-CGL Forms With The 2013 ISO-CGL Forms Introduction Revisions to the occurrence and claims-made versions of the 2007 ISO-CGL…

July 29, 2013
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Golf Cart as a Motor Vehicle   July 29, 2013 After obtaining a judgment against the tortfeasor for personal injuries sustained in an auto collision,…

July 29, 2013

Is the cost of moving from a temporary rental apartment after covered damages to permanent residence is repaired covered under additional living expenses on a homeowners policy?

July 29, 2013

Should insured be reimbursed for $100 hotel bill incurred staying in a hotel while water backup damage is repaired?

Collapse or Cracking Caused by Pile Driving as a Covered Claim   July 8, 2013   Our insured is adding an addition to his building, which will…

July 24, 2013

August 2013 Intro Page   Dec Page   The article of the month deals with the self-insured retention (SIR). This is a concept that is widely…

"Upset" and "Overturn" Are Not Redundant Terms   July 8, 2013 The insured was hauling an ice machine from his warehouse to a location where he…