Emerging Risks


November 18, 2013

Golf Cart used on Public Road November 14, 2013 We have an HO-3 policy. A golf cart was being driven by our insured's daughter and her friend. The daughter…

November 14, 2013

The ISO CA 23 05 10 13 Wrong Delivery of Liquid Products that can be used with the Business Auto Coverage Form and the Motor Carrier Coverage Form.

November 13, 2013

Options for Settling Fire Loss November 11, 2013 I am handling a fire loss at a restaurant, which appears to be underinsured. The policy form is a CP…

November 13, 2013

An insurer denied an asbestos-related claim. Four years later, the insured asked for a reevaluation based on alleged vandalism.

November 12, 2013

Additional Insured Endorsements: ISO's Revisions—Archived Article May, 2004 Adopting a Fault-based Additional Insured Standard Summary:…

November 11, 2013

Discusses the ISO farm liability coverage form FL 00 20, which provides liability for both personal and commercial farming exposures.

November 07, 2013

Watercraft Exclusion Bars Products Liability Coverage November 4, 2013   Global Seafood Supplier, Trident Seafood Corporation, discovered a cracked…

October 30, 2013

Wrongful Eviction Includes Property Damage Claim Resulting from Dispossessing of Property   October 28, 2013   This case involves the interpretation…

October 30, 2013

Insured Contract and Primary Coverage October 28, 2013 Our insured is a subcontractor who leased his backhoe, a listed vehicle on the BAP policy with…

October 30, 2013

Endorsements     October 30, 2013   Nearly all umbrella policies are issued with one or more endorsements attached. The endorsements…