Emerging Risks


December 01, 2013
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HO 24 38 12 13 Electric Vehicle Charging System Coverages - Colorado, December 2013 Edition

November 30, 2013

The Supreme Court of Florida tackled the issue of efficient proximate cause versus concurrent causation after American Home Assurance denied a homeowner's claim following a hurricane

November 26, 2013
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HO Policy, Motor Vehicle Exclusion, and Trailer-not-Towed Exception The insurer brought a declaratory judgment action against the insured asserting…

November 25, 2013

December 2013 Intro Page   Dec Page   The article of the month deals with sprinkler leakage insurance. This insurance covers loss resulting…

Wedding Protection Insurance   November 25, 2013   Summary: Weddings are often the largest events people plan in their lives; some people…

Television Damaged When Favorite Team Loses November 25, 2013 The insured has an ISO broad-form homeowner’s policy (HO-2). The insured’s…

November 21, 2013
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Discoverability of Social Media Postings   November 21, 2013   Elementary school teacher Theresa Giacchetto filed suit against the Patchogue-Medford…

November 20, 2013

December 2013 Dec Page   Article of the Month   Sprinkler leakage insurance covers loss resulting from direct damage to insured property caused…

Occasional Bed and Breakfast November 15, 2013 The homeowner policy allows for occasional rental of the dwelling to others. What if the insured decides…

Unregistered Truck that needs Repairs November 14, 2013 Our insured has a homeowners HO 03 policy. The insured bought a truck two days before the time…