Emerging Risks


February 04, 2014

Removal of skunk spray and residual odor.

Multiple Mortgagees February 4, 2014 There was a fire loss in Wisconsin where the seven-figure home sustained a devastating house fire. The house had…

February 04, 2014

Introduction—Risk Identification   January 24, 2014   Topics Covered: Origin of Liability of Directors and OfficersDirectors' and…

Guaranteed Replacement Cost and Repair or Replacement February 4, 2014 The policyholder has the guaranteed replacement cost endorsement (GRC) on her…

Heating Service Overfills Oil Tank February 3, 2014 I have a homeowners claim that is insured with ISO form HO 03 04 91. The cause of loss is an oil…

January 29, 2014

AAIS Commercial Property Condominium Program January 28, 2014Coverage for Condominium Buildings and Unit-OwnersSummary: The AAIS commercial…

January 29, 2014

This article traces the development of the false pretenses exclusion and various relevant court cases.

Alternate Employer Endorsement   An Especially Useful Tool for Temporary Staffing Agencies   January 27, 2014   Summary: To the extent…

January 27, 2014
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This case involves faulty construction and liability under contract, and the carrier's duty to defend.

January 24, 2014

Aircraft or Vehicles as Cause of Loss   Reviewed December 19, 2013 General Discussion   Summary: A standard feature of property insurance…