August 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with a feature widely misunderstood in the standard workers…

Party in Leased Premises Causes Damage July 21, 2014   A beach house insured on an HO 03 policy was rented to others. Our investigation revealed…

Installation Floaters December 17, 2013 Written in Conjunction with Builders Risk Policies Summary: The typical builders risk…

Words of Policy Do Not Apply unless Insurer Is Prejudiced   July 21, 2014   The Supreme Court of Texas decided whether an insurer has suffered…

On War Exclusions and Coverages: Aviation Insurance Info. after MH-17 Crash   Reprinted from PropertyCasualty360.com By Phil Gusman July 17, 2014…

Dwelling Property 2 - Broad Form, July 2014

DP 00 02 Dwelling Property 2 - Broad Form, July 2014

False pretenses and stolen credit card used to steal vehicle.

Broad Coverage under Auto Med Pay Endorsement July 2, 2014 The attachment of an auto medical payments coverage endorsement (CA 99 03 03 06) to a standard…

Deductibles and the BAP July 2, 2014 Our insured lost control of his owned tractor which was connected to his owned trailer. Both units sustained damage.…