July 2014 Dec Page Article of the Month   An insured's misrepresentation in obtaining coverage or fraud involving the policy can void coverage;…

Duty to Defend, Additional Insured Endorsement, and Potential Liability June 17, 2014 The owner and manager of a building brought an action for declaratory…

June 17, 2014Our insured carries a commercial auto policy (garage policy). It has collision and comprehensive coverage. Our insured owns an open…

Warped Siding and Solar Energy June 10, 2014  A client of ours, who has an HO5 form, recently submitted a claim for the warping of their vinyl siding,…

Business Auto Form—Archived Article April 22, 2010 Declarations and Symbols Summary: Effective January 1, 1987, the Insurance Services Office…

Business Auto Definitions—Archived Article March 2010 Words and Terms Used Throughout The Policy Summary: Words and terms that have a contractually…

Standard Commercial Auto Program—Archived Article Introduction March 17, 2010   Summary: Insurance Services Office (ISO) files on behalf…

Department of Energy Notice Does Not Trigger Duty to Defend June 9, 2014 The Court of Appeals of Washington, Division 1, held that a letter from the…

ISO Dwelling Program   May 27, 2014  Evolution—Overview—Eligibility  Summary: Dwelling forms are used primarily for residential properties…

AAIS Commercial Property Program—Endorsements June 9, 2014 Used to Modify Policy Summary: In addition to the commercial property…