Loss of Consortium September 1, 2014 An insured has 50/100 BI coverage and is involved in an "at fault" accident. The claimant claims $50,000 in BI…

October 2014 Dec Page Article of the Month   The essential purpose of any reporting form is to allow an insured with property that fluctuates in…

“Your Product” Defined September 1, 2014 Our agency insures a plumbing concern in Michigan. They installed a new sump pump that was faulty…

General Reporting PrinciplesRequirements and Penalties January 15, 2014 Summary: The essential purpose of any reporting form is…

Comp or Collision Revisited September 1, 2014   The below capture is an excerpt from the FC&S Personal Auto discussion from your website questioning…

October 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with general principles of reporting policies. The essential…

Personal Liability Supplement September 15, 2014 Liability Coverage Under Dwelling Program—Similar to HomeownersSummary: Under…

Depreciation and ACV September 15, 2014 A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing…

Damage to Your Property or Damage to Your Work   September 1, 2014   We insure a businessowners policy with liability coverage form SB 00…

FAIR Plan Coverage Limited by Statute  September 15, 2014  In 1968, the legislature enacted the California FAIR Plan to provide property insurance…