Emerging Risks


Employee as an Insured   October 6, 2014   Our insured owns an office building with six floors designated for parking areas to be used by…

October 06, 2014
| |

CR 00 23 08 13 Commercial Crime Policy (Loss Sustained Form), August 2013 edition

October 06, 2014
| |

CR 00 22 08 13 Commercial Crime Policy (Discovery Form), August 2013 edition

Late Estimate and Fair Rental Value   October 2, 2014   Our insured had a water loss in a condo under a dwelling fire policy on 7/18/14. The…

Portability and Determination of Personal Property   October 2, 2014   A policyholder suffers a fire loss to their detached garage. The insurance…

Engineering Report and Ordinance or Law   October 2, 2014   I have an insurance carrier that does not want to pay for the cost of an engineering…

A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…

Extension of Liability   October 2, 2014   The HO-3 policy covers the residence premises listed on the dec page. If the named insured is no…

September 30, 2014
| |

IH 00 83 12 13 Tank Storage Coverage Form, December 2013 edition

September 30, 2014

Dry Cleaning and Laundry Facilities Supplemental Schedule, July 2013 edition