The subject of this discussion is the improvements and betterments insuring agreement in forms covering residential risks. This supplementary coverage is sometimes also known as Building Additions and Alterations.

Gravel Driveway   November 4, 2014   Regarding coverage B other structures, we need some clarification on the following: "Sometimes questions…

November 2014 Intro Page   Dec Page   The article of the month deals with a business income issue. The business income coverage form states…

Workers Compensation Successive Injury Cases Comparison of Second Injury Fund Provisions   November 3, 2014   Summary: Most states provide…

Contractor, Subcontractor, and Additional Insured Coverage   November 3, 2014 The contractor sought coverage as an additional insured under the…

November 2014 Dec Page   Article of the Month   The business income coverage form states that the insurer will pay for the actual loss of…

Managing the Terrorism Risk   October 29, 2014 Reviewed and updated by Barry Zalma, Esq., CFE Twenty-first Century Issues   Summary: The…

October 28, 2014  Summary: Residual markets, including automobile plans, "FAIR plans" and "beach plans" for property exposures, are listed by state.…

Collision Coverage under a BAP   October 27, 2014   The insured has a standard commercial auto policy with the trucker's endorsement, CA 23…

Damage to Property Exclusions   October 27, 2014   This case concerns a dispute over insurance coverage for construction defects. The case…