Emerging Risks


We have an insured who owns a three story apartment building insured on the ISO Building and Personal Property Coverage Form, CP 00 10 10 91. One end…

December 3, 2014 We have just come from a meeting with one of our companies that is ISO-based. They were discussing an endorsement that is associated…

December 16, 2014

Damage to Your Work Exclusion under the BOP November 2014 Our insured was cleaning a window by using two extension poles to wash and clean. He put the…

Care, Custody, or Control Exclusion under Review November 2014 Our insured was remodeling the claimant's home. Part of the remodel was painting, using…

December 16, 2014

Questions damage to property exclusion when damage is done in a common area.

December 16, 2014

Arbitration Forums   December 16, 2014   Agreement and Rules and Regulations Summary: A popular arbitration facility for settling claim…

December 15, 2014
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This chart displays recent and historical statistics for possible pandemic viruses.

Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

December 15, 2014
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Coverage for a Mortgagee   December 15, 2014   The insured's mortgagee brought an action against the insurer to recover for a fire loss to…

December 09, 2014
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Conflicting State Policies on Stacking   December 8, 2014   The insured brought an action against the auto insurer to recover stacked uninsured…