Emerging Risks


May 20, 2015

Honey from Bee Hive Leaks into Dwelling May 20, 2015 Is there any coverage on an all risk policy for damages due to a bee hive leaking honey into the…

May 20, 2015

The named insured made a claim for a stolen snow blower. Her policy provides coverage for loss by named perils for personal property only. By endorsement…

May 19, 2015

Insuring Dance Studios   May 19, 2015   Dance, in all its variations, is a beautiful art form and requires specialized training. That training…

May 19, 2015

This article discusses the exclusion for water backup of sewers and drains and relevant court cases, as well as endorsements providing coverage.

May 18, 2015

Insured Property and Coverage under the SFIP   May 18, 2015   The insureds brought an action against the insurer seeking payment under the…

May 18, 2015

Definition of Inland Marine Insurance   May 18, 2015   NAIC Document   Summary: The Nationwide Inland Marine Definition, a document…

May 18, 2015

Questions a specific temperature to meet the requirement to maintain heat in a commercial building.

May 15, 2015

Boiler and Machinery/Equipment Breakdown Insurance  June 4, 2012 Introduction Summary: Boiler and machinery insurance was viewed…

May 12, 2015

Personal Effects Form   April 6, 2015   Summary: The personal effects form is uniquely tailored to the traveling insured. The effects covered…

May 12, 2015

Summary: The insurance needs of an automobile leasing or rental firm are quite specialized — so much so that a regular business auto coverage form…