Insuring Dance Studios   May 19, 2015   Dance, in all its variations, is a beautiful art form and requires specialized training. That training…

This article discusses the exclusion for water backup of sewers and drains and relevant court cases, as well as endorsements providing coverage.

Insured Property and Coverage under the SFIP   May 18, 2015   The insureds brought an action against the insurer seeking payment under the…

Definition of Inland Marine Insurance   May 18, 2015   NAIC Document   Summary: The Nationwide Inland Marine Definition, a document…

Questions a specific temperature to meet the requirement to maintain heat in a commercial building.

Boiler and Machinery/Equipment Breakdown Insurance  June 4, 2012 Introduction Summary: Boiler and machinery insurance was viewed…

Personal Effects Form   April 6, 2015   Summary: The personal effects form is uniquely tailored to the traveling insured. The effects covered…

Summary: The insurance needs of an automobile leasing or rental firm are quite specialized — so much so that a regular business auto coverage form…

Damage to Neighbor’s Residence Caused by Insured’s Teenager May 11, 2015 Facts: Our named insured set up a tarp in his backyard so his fifteen-year-old…

Pollution, Faulty Work, and Ensuing Loss   May 11, 2015   This case deals with a claim involving the spread of silica dust caused by alleged…