Emerging Risks


June 30, 2015
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CG 24 50 06 15 Limited Coverage for Designated Unmanned Aircraft, June 2015 Edition

Faulty Work and Digester Cover June 29, 2015 A local sewer authority that we insure experienced a large loss when the steel anchors for the cover of…

"Foundations" as Property Not Covered   Under "property not covered," the commercial property policy (CP 00 10 04 02) reads, "foundations of buildings,…

Mechanical Breakdown and Wear and Tear Exclusion—Not Applicable We insure a commercial building and its business personal property on the commercial…

June 30, 2015

Discusses if restocking a store after a loss is covered extra expense.

June 30, 2015

This case deals with material misrepresentation on an application when a general contractor was represented as a drywall contractor.

Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

Water Tower as Covered Property under Commercial Property Form   Our insured had an extensive fire at his hotel. On top of the hotel was a non-functional…

June 29, 2015

The plaintiff in the underlying suit filed a declaratory action that an insurer was obligated to defend and indemnify the insured ski resort.

June 29, 2015

Motorized Ground Maintenance Vehicles Form   June 29, 2015   Like golf carts and snowmobiles, motorized ground maintenance vehicles are…