Emerging Risks


November 02, 2015

Fraudulent Impersonation November 2, 2015 Summary: Identity theft is a widespread issue and does not seem to be slowing down. One of…

November 02, 2015

Fraud of the Week October 5, 2015 Auto Damage – Washington AMOUNT: $33,000.00   A Washington man filed a false police report claiming that…

November 02, 2015

November 2015 Intro Page   Dec Page   The article of the month deals with the alternate employer endorsement to the workers comp policy. To…

November 02, 2015

Discusses ordinance or law provisions in conjunction with policy language for loss settlement.

November 02, 2015

Loss Payable Clause versus Lender's Loss Payable Clause November 2, 2015 What are the practical differences between a loss payable clause and a lender's…

November 02, 2015

State partks and coverage from the homeowners policy when you're staying in the park.

November 02, 2015

Person Living in Unit over Barn October 26, 2015 I have a standard HO-3 on this risk; the insured is in horse country and has a barn with a living unit…

November 02, 2015

Snowmobile Endorsement  June 1, 2005  Adapts Personal Auto Policy  Summary: Under current personal auto rules and forms, privately owned snowmobiles…

October 26, 2015

Legal Duty of Claims Adjuster   October 26, 2015   The insurer brought an action seeking a declaratory judgment that it had no duty to indemnify…