Emerging Risks


January 01, 2016

IH 00 61 01 16 Unmanned Aircraft Property and Cargo Coverage Form, January 2016 edition

January 01, 2016

IH DS 61 01 16 Unmanned Aircraft Property and Cargo Declarations, January 2016 edition

December 28, 2015

New in 2015   12/28/2015: An update to The Business Pursuits Exclusion was added to FC&S Online this week.   12/21/2015: An article by…

December 28, 2015

Wall-to-Wall Carpet over Hardwood December 28, 2015 I have a coverage question that has arisen with a partial loss house fire on an AAIS Form HO3.…

December 28, 2015

Fraud of the Week December 28, 2015 Policy Inception Fraud 2– New Hampshire Amount: $1,857.09   An individual has been charged and convicted…

December 28, 2015

Impaired Property Exclusion Application   December 28, 2015   The insured brought an action against its insurer to recover for breach of the…

December 28, 2015

Homeowners Section II Exclusion December 28, 2015 Summary: The homeowners business pursuits liability exclusion, which also appears in the…

December 21, 2015

When delays affect coverage.

December 21, 2015

Personal Auto Accident Question December 21, 2015 Under a personal auto policy we have a situation in which our insured struck the rear of another vehicle,…

December 21, 2015

Navigating the Complexities of Advertising Coverage   By Susan L. Massmann, CPCU From the December 2015 issue of Claims Magazine   When most…