An overview of policy language and court cases surrounding the issue of who exactly is a resident relative. Topics include the status of household members, the effect of divorce or separation, children, guests, and nonrelatives.

When a policy is taken out in the name of a deceased relative.

When an employee is injured on the job site in a vehicle, can UM coverage apply as well as w/c?

The court refused to interpret the policy at issue in a way that contradicted the express terms of that policy.

A summary of the ISO Circular for August 7, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A discussion of a memorandum published by the Oregon Division of Financial Regulation announcing the change.

A discussion of a news release published by the LDI informing residents of features of the app.

A discussion of a press release published by the NH Insurance Department announcing the approval of the rate reduction.

The ISO CG 21 87 01 15 Conditional Exclusion of Terrorism (Relating to Disposition of Federal TRIA) can be attached to the following: Commercial General Liability Coverage Part; Liquor Liability Coverage Part; Owners and Contractors Protective Liability Coverage Part; Pollution Liability Coverage Part; Products/completed Operations Coverage Part; Railroad Protective Coverage Part; and Underground Storage Tank Policy.

The ISO CG 21 93 07 04 Extended Reporting Period for Terrorism Coverage can be attached to the Commercial General Liability Coverage Part (claims-made); Liquor Liability Coverage Part (claims-made); Pollution Liability Coverage Part; Productions/completed Operations Coverage Part (claims-made); and Underground Storage Tank Policy.