Emerging Risks


August 30, 2016
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Blanket Additional Insured Endorsement   August 29, 2016   The general contractor brought an action against the subcontractor and the subcontractor's…

Theft or Vandalism Damage? August 29, 2016 Applicable policy is a CP 00 10 10 91, Special Cause of Loss form. It is endorsed with a Theft Exclusion,…

August 29, 2016

Fraud of the Week August 29, 2016 Workers Compensation Fraud—Washington Amount: $100,000   A former corrections officer in Tumwater, Washington,…

August 22, 2016

Fraud of the Week August 22, 2016 Fraudulent Life Insurance and Death Benefit Claims–New jersey Amount: $2,157   A Mercer County insurance…

Defense Costs for an Indemnitee August 22, 2016 How does the CGL form apply when it comes to extending defense cost coverage to indemnitees, that is,…

August 22, 2016
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Uninsured Motorists Coverage and Use of an Auto   August 22, 2016   The estate of Yong Suk Chong sues National Continental Insurance Company…

August 22, 2016

Tobacco Sales Warehouses Coverage Form August 22, 2016Summary: The Tobacco Sales Warehouses Coverage Form, CP 00 80 10 12, covers direct…

August 16, 2016

Appraisal and Disposal of Damaged Contents August 15, 2016 A fire loss lead to substantial damage to the insured's structure and contents. The contents…

August 16, 2016
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The underinsured motorist (UIM) carrier brought an action against the insured for a declaratory judgment that the policy excluded coverage since the insured was driving his cross utility vehicle that was not a covered auto as defined in the policy.

August 16, 2016

Fraud of the Week August 15, 2016 Health Insurance Fraud—Arizona Amount: Unknown   An ongoing investigation is occurring due to allegations…