Emerging Risks


November 15, 2016

Tenant shots himself in standoff with police; is resultant damage an explosion?

Divorced Spouse on Deed but Not Insurance Policy November 15, 2016 The insured's policy is an HO3 with structure, contents, and loss of use coverage.…

Portable Electronic Equipment and Laptops November 15, 2016 Is a laptop computer that needs a converter or adapter to operate from a motor vehicle electrical…

November 14, 2016

Fraud of the Week November 14, 2016 False Claim—New Jersey Amount: $35,000   A local rabbi is being sued by New Jersey officials who claim…

November 14, 2016

Primacy of Coverage for Rented Cars November 14, 2016 If a rental car is damaged while the insured is driving it, or if it is found damaged by the insured…

November 14, 2016

Financial Institutions Information Security Protection Policy November 14, 2016 Many types of financial institutions store various types of…

November 14, 2016
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Potentially Covered Claims and the Duty to Defend   November 14, 2016     The insurer filed a motion for summary judgment seeking a declaration…

November 07, 2016

Opt-out Plans   A Feasible Alternative to Workers Compensation?   November 7, 2016   Summary: Option or opt-out plans are an alternative…

November 07, 2016

Fraud of the Week November 7, 2016 Agent Fraud—Maryland Amount: $630,000   An insurance agent in Germantown, Maryland, pled guilty to a scheme…

November 07, 2016
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Allocation of Loss Dispute   November 7, 2016   The insured pipeline company brought an action against excess liability insurers to recover…