Emerging Risks


January 08, 2018

The director of the Ohio Department of Insurance, Jillian Froment, has been selected by state insurance regulators to serve as chair of the Interstate…

January 08, 2018

Maria Cristina Romero Zelaya, the owner of Miochosis Construction, Inc., has been arrested in Florida for allegedly providing fictitious information when…

January 08, 2018

Allianz X, the digital investment unit of the Allianz Group, has made a $96.6 million investment in BIMA, a digital microinsurer using mobile technology…

January 08, 2018

The smallest word or punctuation mark can change the meaning of a legal document.

January 05, 2018

All Risks, Ltd. v. Old White Charities, Inc.United States Court of Appeals for the Fourth CircuitNovember 30, 2017, Submitted; December 20, 2017, DecidedNo.…

January 04, 2018

An oil company delivered oil to the wrong address and filled the basement with oil causing damage. Is the sudden & accidental escape of fuel into the…

January 04, 2018

The AAIS Form 3 Ed 2.0 appears to exclude coverage for damage caused by a power surge, low power or brown out if the (Sudden and Accidental Damage from…

January 04, 2018

SWAT team legally via search warrant forced entry to the home to detain tenants. Is damage by SWAT team to doors/windows excluded under COL - Special 10…

January 04, 2018

My question is in regards to Functional Replacement Cost (FRC) - the definition refers to "obsolete, antique or custom construction". What happens when…

January 04, 2018

We have an ISO form policy. HO 00 03 04-91, special form. The town our insured is in sustained heavy wet snows totaling about 16". …