Emerging Risks


September 15, 2025

An insured loses power but manages to keep the business open, but there's a concurrent causation exclusion in the policy.

September 12, 2025

A summary of the ISO Circular for September 12, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

September 11, 2025

A summary of the ISO Circular for September 11, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

September 10, 2025

When a state legislator didn't take out the policies.

September 09, 2025

In this publication, we analyze an ISO punitive damages exclusion endorsement, a third-party litigation funding disclosure agreement, an updated war exclusion, and an editorial amendment to endorsement CG 24 13 - Amendment of Personal and Advertising Injury Definition.

September 09, 2025

A summary of the ISO Circular for September 9, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

September 08, 2025

A summary of the ISO Circular for September 8, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

September 08, 2025

When a company owner underreports payroll for an extended period, it adds up.

September 08, 2025

An overview of the ISO CP 10 65 Flood Coverage Endorsement that can be attached to the Commercial Property Coverage Part or the Standard Property Policy.

September 08, 2025

When an insured has a medical issue and bleeds in the house, is clean up covered?