Emerging Risks


April 26, 2018

Comparison of Homeowners Choice Flood Policy and NFIP Dwelling Form August 14, 2017 With the NFIP due to expire in September, and the…

April 26, 2018

Neighbor is injured while repairing insured's vehicle; vehicle fell on neighbor. Is there coverage?

April 26, 2018

Insurable Interest vs. Ownership Would you please help me with a personal auto question. Our insured is the named insured on his personal auto policy. …

April 26, 2018

Glass Coverage Includes Plexiglas under PAP? Does coverage for "glass" breakage under personal auto physical damage insurance include Plexiglas? New…

April 26, 2018

Personal Injury Protection—District of Columbia  December, 2009  Personal Auto No-Fault Endorsement  Includes copyrighted material of Insurance…

April 26, 2018

Primary vs. Excess Coverage under Auto Policy We have a question on the primacy of coverage between auto policies of rental car vendors and our insureds.…

April 26, 2018

Collision Coverage Under a Personal Auto Policy Our insured was driving his car down the highway when a tire on the car shredded. Parts of the tire…

April 26, 2018

Glass Breakage and a Locked Auto Our insured locked her keys in her car while it was running and decided to break the door window. I thought this should…

April 26, 2018

Household Resident Includes Stepchild Living Elsewhere? Is a stepchild living elsewhere automatically considered a resident of your household? My insured's…

April 26, 2018

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.