Emerging Risks


June 24, 2008
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In Southern Silica of Louisiana, Inc. v. Louisiana Ins. Guar. Ass'n, 2008 WL 928494 (La., 2008), the insureds, Silica of Louisiana, Inc. and Mid State…

June 24, 2008

Livestock Coverage—Archived Article February, 1998 Named Perils Coverage Summary: In the current farm program of Insurance Services Office,…

June 24, 2008

Coverage Territory under a BOP Our insured has a businessowners policy (BOP) under which he insures his office. He often shares other office locations…

June 24, 2008
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In Boughan v. Nationwide Property and Casualty Co., No. 1-04-57, 2005 WL 126781 (Ohio App. Jan. 24, 2005), an Ohio appeals court found that damage caused…

June 24, 2008

Other Protections AgainstPersonal Liability – Archived Article August 2005 Adopting and implementing an effective D&O risk management program…

June 24, 2008
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Business interruption provides coverage for restoration of operations.

June 24, 2008

Boiler and Machinery Insurance—Archived Article July, 2001 Introduction Summary: Boiler and machinery insurance, viewed by many in the insurance…

June 24, 2008
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Kingston bought a home built in the 1800s and applied for insurance from Continental. The agent entered the year "1990," rather than the actual year…

Theft of Credit Card Numbers from Merchant Restaurant employee or outsider (cleaning crew perhaps)stole the credit card information from patrons of…

Water Exclusion Clause—Archived Article September, 1997 In Property Insurance Forms Summary: A standard feature of property insurance forms…