Emerging Risks


June 24, 2008
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A Louisiana court of appeals ruled that a commercial umbrella liability policy did not "drop down" to provide coverage when the primary insurer was…

June 24, 2008
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In Rabun & Assoc. Construction, Inc. v. Berry , Nos. A05A1079, A05A1080, 2005 WL 3099879 (Ga. App. Nov. 21, 2005), a Georgia appeals court ruled…

June 24, 2008

Employee Theft and Forgery Policy—Archived Article July, 2000 Discovery and Loss Sustained Forms Summary: The employee theft and forgery…

June 24, 2008
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No-Fault Add-on Plans—Archived Article June, 2002 State Comparisons Summary: The state no-fault plans outlined on these pages…

June 24, 2008
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In Mee v. Safeco Ins. Co., No. 2006 EDA 2005, 2006 WL 2623901( Pa. Super. Sept. 14, 2006), the Superior Court of Pennsylvania found that a homeowner…

Boiler and Machinery Damage by Testing Excluded? The current boiler and machinery policy has an exclusion pertaining to damage to covered equipment…

June 24, 2008
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In Bowling v. Grange Mut. Cas. Co., No. 05AP-51, 2005 WL 2981247 (Oh. App. Nov. 8, 2005), an Ohio appeals court ruled that an insurance company failed…

June 24, 2008
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In Simon Marketing v. Gulf Ins. Co., 2007 WL 738975 (Cal. App. 2 Dist.), the insured, a marketing company, brought an action against its insurers…

June 24, 2008

Jewelers Block Coverage Form—Archived Article November, 2000 ISO Commercial Inland Marine Program Summary: The jewelers block policy written…

June 24, 2008
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The U.S. Court for the Southern District of Mississippi found flood exclusions in a homeowners policy to be unambiguous in Buente v. Allstate Ins. Co.,…