The Eighth Circuit Court of Appeals ruled that a reasonable jury could find that an insurer breached its policy in Wood v. Foremost Ins. Co., No.06-1904,…

Farm Property Endorsements—Archived Article March, 1998 Personal and Commercial Exposures Summary: Following is a brief description of the…

Causes of Loss – Archived Article January, 1993 The Current ISO CommercialInland Marine Program Under the current commercial inland marine program,…

Renting of Office in Home On an HO3 policy, the insured is living in the house but is renting out a room for office space. An exclusion says that…

In Albert v. Farm Bur. Ins. Co., No. CA 05-352, 2005 WL 2864786 (La. App. Nov. 2, 2005), a Louisiana appeals court found that an employee's actions…

  Farm Coverage for Hazardous Material Our insured had a heating oil tank blown over during a windstorm requiring a haz mat clean up.  The…

Miscellaneous Professional Liability-Archive October, 2001 Professional Risk Facilities 1. GENERAL DESCRIPTION Professional Risk Facilities (PRF)…

ISO Farm Coverage—Archived Article March, 1998 Introduction Summary: The current Insurance Services Office program for insuring farms is…

In Novotny v. Farmers Ins. Co., Inc., No. 05-0110, 2006 WL 468704 (Iowa App. Mar. 1, 2006), an Iowa appeals court held that homeowners failed to show…

Special Arbitration Agreement-Archived Article January, 1999 Legal Liability Claims Summary: Special arbitration is designed to settle arguments…